Ulvixor

Search tools

Search all of Ulvixor's tools by name or keyword.

Loan Calculator

Calculate the monthly payment on a loan, the total you'll repay, and the total interest, using the standard amortization system (fixed payment, also known as the French amortization method) — the most common method for personal, mortgage, and auto loans.

How it works

  1. Enter the total loan amount you want to borrow.
  2. Enter the annual interest rate (%) offered by the lender.
  3. Enter the loan term and choose whether to express it in months or years.
  4. The calculator applies the standard amortization formula and shows the monthly payment, total amount repaid, and total interest.

Use cases

  • Comparing loan offers from different banks before deciding.
  • Estimating the monthly payment on a mortgage or auto loan.
  • Calculating how much extra interest you'd pay by extending the loan term.
  • Planning your monthly budget before applying for a personal loan.

Frequently asked questions